Expat mortgage in the Netherlands

There are probably many questions that pop into your head when thinking about buying your (first) house in the Netherlands. Which mortgage types can I choose from? Do I have to make a down payment? Which tax rules apply in my situation? What are the extra costs that I have to make in order to buy a house? And more specific: in which price range can I start looking? We are happy to answer all of your questions regarding buying a house with a mortgage in the Netherlands. With years of experience and a lot of pleased customers we can help you buy your ideal house.

Expat mortgage advice

HypothekenUnie is an independent mortgage advisor in the Netherlands, comparing all the possible mortgage providers and providing a complete financial counsel that suits your specific situation. Besides offering the lowest interest rate, we also compare the different conditions and make sure you are provided with a customized advice based on your wishes and future plans.

In order to arrange this, we need information like the height of your income and your marital status. Also, a residence permit is mandatory, as well as a citizen service number (BSN). Additionally, some (but not all!) lenders or banks may have extra mortgage requirements, for example an income in Euro, an EU nationality or the extra requirement of living in the Netherlands for at least six months. 

As buying a house can be overwhelming in general, buying a house in a foreign country may feel even more complicated. Therefore, we provide a full package service where you don’t have to worry about managing all the contacts with different parties like a realtor, valuator and notary, as we take this task upon us. This makes it way less complicated to take out a mortgage in the Netherlands.

Wondering how previous customer experienced our service? You can read (English) reviews via this link.

Dedicated team and a flexible work ethic

At HypothekenUnie we have a small and dedicated team that guides you throughout the process of buying a house and closing a mortgage in the Netherlands. The advisor is teamed up with an assistant and together they will answer all your questions. From the first moment of contact till the moment you receive the keys of your brand new home, our team will support you whenever needed. We definitely don’t have a 9 to 5 mentality and are easy to reach by phone, email or WhatsApp. Our first consultation is always free of any costs and is possible at any preferred time or place.

How HypothekenUnie can help you

Are you considering buying a house in the Netherlands? At HypothekenUnie we can inform you about all the possibilities. As an independent mortgage advisor we can assist you in getting a mortgage. Get to know our services!

• A complete overview of all providers;
• Tailored advice from expert and certified mortgage advisers;
• We will look at your personal situation;
• Mediation for good conditions;
• And the lowest possible costs.

Free consultation regarding an expat mortgage

Curious about what we can do for you and what your possibilities are with regard to buying a house in the Netherlands? Please don’t hesitate to contact us via +31 (0)85 87 68 993 or info@hypotheken-unie.nl for a free consultation. We are happy to welcome you at one of our offices, or if it is more convenient we can visit you at your office or home.